Davos is a brand new protocol that provides an easy-to-use lending and staking experience to users with a dual token model system. Through a yield-earning over-collateralized debt position backed by accepted collateral and DeFi liquid staking rewards, users will be able to borrow a stable asset that can generate a consistent and real yield. There are several passive earning opportunities within DeFi, but those income streams are subject to strong fluctuations, and many have high entry fees. Liquid staking is quickly becoming the most stable way to generate income (in percentage terms). Using the well-established MakerDAO model, Davos adds another layer of composability to generate additional passive income by using collateralized lending on top of staking rewards from its Stable Asset Davos.